[
  {
    "id": "public-claim-1",
    "claim": "A 1 percent U.S. excise applies to certain U.S.-origin remittance transfers funded with cash or physical instruments.",
    "evidence": "Treasury IRS proposed regulation summary for the new remittance transfer tax.",
    "source_ids": [
      "official_irs"
    ],
    "status": "approved",
    "caveat": "Policy scope is funding-method specific."
  },
  {
    "id": "public-claim-2",
    "claim": "Banco de Mexico reported April 2026 remittance inflows of $4.978 billion, up 3.7 percent year over year.",
    "evidence": "Official Banco de Mexico remittance release.",
    "source_ids": [
      "official_banxico"
    ],
    "status": "approved",
    "caveat": "One official print is not a long-term trend."
  },
  {
    "id": "public-claim-3",
    "claim": "Banco de Mexico reported 99.1 percent of January through April 2026 inflows arrived by electronic transfer.",
    "evidence": "Official Banco de Mexico method breakdown in the remittance release.",
    "source_ids": [
      "official_banxico"
    ],
    "status": "approved",
    "caveat": "Recipient-side method categories do not perfectly identify sender funding method."
  },
  {
    "id": "public-claim-4",
    "claim": "Remit-Scout observed a 2.86 percent average all-in cost and a 601 basis point reliable category spread for a $500 US-MX transfer.",
    "evidence": "Aggregate Remit-Scout dispersion snapshot ending 2026-05-31 with brand identifiers suppressed.",
    "source_ids": [
      "rs_dispersion_2026_05_31"
    ],
    "status": "approved",
    "caveat": "Observed aggregate snapshot only. Not live rates, not a ranking, and not advice."
  },
  {
    "id": "public-claim-5",
    "claim": "Remit-Scout Gold index context showed late-June all-in cost near 2.80 percent for a $500 US-MX transfer.",
    "evidence": "Remit-Scout public aggregate index context for USD-MXN.",
    "source_ids": [
      "rs_gold_usmx_current"
    ],
    "status": "approved",
    "caveat": "Public aggregate context, not a live quote or brand ranking."
  }
]