{
  "slug": "us-mx-tax-casestudy-2026-06-14",
  "registry": {
    "slug": "us-mx-tax-casestudy-2026-06-14",
    "title": "The U.S. Started Taxing Remittances. Mexico's Money Barely Flinched.",
    "deck": "A public Remit-Scout Economy Desk source pack showing why a 1 percent cash-funded remittance tax barely moved the US-Mexico corridor.",
    "byline": "Remit-Scout Economy Desk",
    "publishedAt": "2026-06-30T16:18:32.148Z",
    "freshness": "recent",
    "public_gate": {
      "status": "publishable",
      "reasons": []
    },
    "source_bundle": {
      "corridor": "US-MX",
      "origin": "US",
      "destination": "MX",
      "amount_band": "$500 transfer",
      "collection_window": "2026-03-29 to 2026-05-31",
      "observation_count": 1031,
      "provider_count": 17,
      "dominant_provider_share": 0.125,
      "freshness_days": 30
    },
    "claim_registry": [
      {
        "id": "public-claim-1",
        "claim": "A 1 percent U.S. excise applies to certain U.S.-origin remittance transfers funded with cash or physical instruments.",
        "evidence": "Treasury IRS proposed regulation summary for the new remittance transfer tax.",
        "source_ids": [
          "official_irs"
        ],
        "status": "approved",
        "caveat": "Policy scope is funding-method specific."
      },
      {
        "id": "public-claim-2",
        "claim": "Banco de Mexico reported April 2026 remittance inflows of $4.978 billion, up 3.7 percent year over year.",
        "evidence": "Official Banco de Mexico remittance release.",
        "source_ids": [
          "official_banxico"
        ],
        "status": "approved",
        "caveat": "One official print is not a long-term trend."
      },
      {
        "id": "public-claim-3",
        "claim": "Banco de Mexico reported 99.1 percent of January through April 2026 inflows arrived by electronic transfer.",
        "evidence": "Official Banco de Mexico method breakdown in the remittance release.",
        "source_ids": [
          "official_banxico"
        ],
        "status": "approved",
        "caveat": "Recipient-side method categories do not perfectly identify sender funding method."
      },
      {
        "id": "public-claim-4",
        "claim": "Remit-Scout observed a 2.86 percent average all-in cost and a 601 basis point reliable category spread for a $500 US-MX transfer.",
        "evidence": "Aggregate Remit-Scout dispersion snapshot ending 2026-05-31 with brand identifiers suppressed.",
        "source_ids": [
          "rs_dispersion_2026_05_31"
        ],
        "status": "approved",
        "caveat": "Observed aggregate snapshot only. Not live rates, not a ranking, and not advice."
      },
      {
        "id": "public-claim-5",
        "claim": "Remit-Scout Gold index context showed late-June all-in cost near 2.80 percent for a $500 US-MX transfer.",
        "evidence": "Remit-Scout public aggregate index context for USD-MXN.",
        "source_ids": [
          "rs_gold_usmx_current"
        ],
        "status": "approved",
        "caveat": "Public aggregate context, not a live quote or brand ranking."
      }
    ],
    "numeric_exhibits": [
      {
        "metric": "sample_size",
        "value": 1031
      },
      {
        "metric": "provider_count",
        "value": 17
      },
      {
        "metric": "dominant_provider_share",
        "value": 0.125
      },
      {
        "metric": "market_avg_all_in_pct",
        "value": 2.86
      },
      {
        "metric": "realizable_min_all_in_pct",
        "value": 0.54
      },
      {
        "metric": "reliable_spread_bps",
        "value": 601
      },
      {
        "metric": "spread_index",
        "value": 224.3
      }
    ],
    "external_sources": [
      {
        "id": "official_irs",
        "title": "Treasury IRS remittance transfer tax proposed regulations",
        "publisher": "Internal Revenue Service",
        "url": "https://www.irs.gov/newsroom/treasury-irs-issue-proposed-regulations-on-the-new-remittance-transfer-tax-established-under-the-one-big-beautiful-bill",
        "accessed_at": "2026-06-30"
      },
      {
        "id": "official_banxico",
        "title": "Remittance income monthly release",
        "publisher": "Banco de Mexico",
        "url": "https://www.banxico.org.mx/publicaciones-y-prensa/remesas/remesas-balanza-pagos-banco.html",
        "accessed_at": "2026-06-30"
      },
      {
        "id": "rs_gold_usmx_current",
        "title": "USD MXN aggregate index series",
        "publisher": "Remit-Scout",
        "url": "https://www.remit-scout.com/api/v1/public/indices/pairs/series?currency_pair=USD-MXN",
        "accessed_at": "2026-06-30"
      }
    ],
    "methodology": "Remit-Scout Economy Desk snapshots use aggregated corridor-level observations.\nPublic source packs suppress provider names, raw quotes, exact timestamps, scrape URLs, internal IDs, and provider-specific fingerprints.\nPublication status: publishable.\nFreshness label: recent.\nA corridor is publishable when the snapshot has at least 30 observations, at least 3 provider categories or providers, and no dominant provider share above 60%.\nDirectional snapshots are useful for story leads but should not be framed as full-market rankings.\nWatchlist-only signals stay internal or are described without quantified market claims.",
    "source_pack_url": "/press/us-mx-tax-casestudy-2026-06-14",
    "csv_url": "/press/us-mx-tax-casestudy-2026-06-14/data.csv",
    "claim_registry_url": "/press/us-mx-tax-casestudy-2026-06-14/claim-registry.json",
    "methodology_url": "/press/us-mx-tax-casestudy-2026-06-14/methodology.md",
    "suppression_notes_url": "/press/us-mx-tax-casestudy-2026-06-14/suppression-notes.md",
    "manifest_url": "/press/us-mx-tax-casestudy-2026-06-14/manifest.json",
    "corrections_url": "/corrections",
    "contact_url": "/contact?type=press&topic=data",
    "ctas": [
      {
        "label": "Read more",
        "href": "/press/us-mx-tax-casestudy-2026-06-14"
      },
      {
        "label": "Compare today",
        "href": "/compare?from=US&to=MX"
      },
      {
        "label": "Contact us",
        "href": "/contact?type=press&topic=data"
      }
    ]
  },
  "files": [
    {
      "path": "press-kit.json",
      "contentType": "application/json"
    },
    {
      "path": "data.csv",
      "contentType": "text/csv"
    },
    {
      "path": "claim-registry.json",
      "contentType": "application/json"
    },
    {
      "path": "methodology.md",
      "contentType": "text/markdown"
    },
    {
      "path": "suppression-notes.md",
      "contentType": "text/markdown"
    }
  ]
}