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Affiliate & Disclosure Policy

How we stay independent, transparent, and funded.

Last updated

At Remit-Scout (operated by Remit-Scout LLC), transparency is fundamental to our mission. This Disclosure Policy explains how we maintain our independence, how we may earn compensation, and our commitment to providing unbiased, accurate information about money transfer services.

Our Commitment to You

We are an independent comparison platform built by expats, for expats. Our founder, Omar Ghabayen, created Remit-Scout after losing $30 per transfer while sending money home from Carnegie Mellon University. This personal experience drives our commitment to transparency and helping you keep more of your money.

Our Independence

Remit-Scout operates independently and is not owned by, affiliated with, or controlled by any money transfer provider. Our recommendations, rankings, and reviews are based on objective analysis of real-time data, periodic spot-check transfers, and comprehensive evaluation criteria. Learn more about our testing methodology and how we compare providers.

How We Make Money

To keep Remit-Scout free for users, we generate revenue through clearly disclosed partnerships. For complete details, see our How We Make Money page.

Revenue Sources

  • Affiliate Commissions: When you click on provider links and sign up for services through our platform, we may receive a commission. This does not affect our rankings, reviews, or editorial content.
  • Remit-Scout Plus: We offer an optional paid membership that may provide additional features and an ad-free experience. Membership does not affect our rankings, reviews, or comparison results.
  • Advertising Partnerships: We may display advertisements from money transfer providers and related services. All ads are clearly marked. If you subscribe to Remit-Scout Plus, we may remove certain advertising placements.
  • Sponsored Content: Occasionally, we may publish sponsored articles or content, which is always clearly labeled as "Sponsored" or "Advertisement."

What This Means for You

  • Rankings are never for sale. Providers cannot pay to improve their position in our comparisons.
  • Editorial independence is protected. Our content team operates separately from business development.
  • All affiliate relationships are disclosed. You'll see clear labels wherever affiliate links appear.
  • Plus does not change rankings. Subscribing may remove ads, but comparison results remain data-driven.

Our Review Process

Our evaluations are based on data-driven analysis and a transparent methodology. We use a combination of provider data, structured quote capture, and periodic spot-check transfers on selected corridors. Learn more in our methodology.

  • Delivered value: The amount received after fees and FX markup, using timestamped quotes
  • Reliability & data quality: Quote availability, data freshness, and stability (where available)
  • Friction & speed: Speed buckets and observed delivery performance on selected corridors (where available)
  • Coverage: Corridor availability and payout methods
  • User feedback: Community reviews and reported issues, moderated for authenticity

Providers cannot pay to improve their position in our comparisons. Commercial relationships (affiliate links, ads, or sponsorships) do not change our methodology or rankings.

Editorial Independence

Our editorial team operates independently from our business development and partnership teams. Editorial decisions - including rankings, reviews, and content recommendations - are made without consideration of potential revenue impact. Our founder's background at Carnegie Mellon University and experience as an expat sending money internationally informs our approach, but never compromises our objectivity. Learn more about our team and mission.

Partnership Standards

We only partner with providers that meet our standards for transparency, reliability, and user protection:

  • Valid regulatory licenses in their operating jurisdictions
  • Clear, transparent fee and exchange rate disclosures
  • Established customer service and complaint resolution processes
  • No exclusivity requirements that limit user choice
  • Commitment to data security and user privacy

Data Sources and Accuracy

We collect data from multiple sources to ensure accuracy:

  • Provider APIs / partner feeds: When available, structured data direct from providers
  • Public quote flow capture: Structured capture from provider quote flows where applicable
  • Spot-check transfers: Periodic real transfer tests on selected corridors and methods
  • Regulatory registers: Public licensing/registration sources where applicable
  • User submissions: Reviews and reported issues from our community

Rates and fees can change quickly. We show timestamped data captured at a specific moment, but the provider checkout experience is always the final source of truth. See our methodology for details on quote freshness, confidence scoring, and limitations.

User Reviews and Feedback

User reviews are collected through our platform and verified for authenticity. We moderate reviews to ensure they comply with our community guidelines, but we do not alter their content or ratings. Reviews help inform our evaluations but are just one factor in our comprehensive analysis.

Any sponsored content, including articles, guides, or provider spotlights, is clearly labeled as "Sponsored" or "Advertisement." Sponsored providers receive the same rigorous evaluation as non-sponsored providers, and sponsorship does not guarantee favorable treatment, higher rankings, or positive reviews.

Conflicts of Interest

We maintain strict separation between our editorial and business operations. Our editorial team has no knowledge of or access to revenue data from specific providers. Rankings and recommendations are determined solely by our evaluation criteria, not by commercial relationships.

Updates to This Policy

We may update this Disclosure Policy from time to time to reflect changes in our practices, partnerships, or legal requirements. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.